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Precious Metals IRA Rules 2026 — Understand IRS requirements and eligible metals.
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Goldco

Goldco Review 2026

Goldco is a top-three gold IRA provider in 2026 with a $10,000 minimum, BBB A+ rating, 4.8/5 Trustpilot score, and a 10% silver-bonus promotion on qualifying first-year accounts. Founded in 2006, Goldco emphasizes its buyback guarantee and serves mid-tier retirement rollovers nationwide.

4.8/5
BBB: A+ 16+ Years
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Kit requests are fulfilled by our partner Augusta Precious Metals; this page remains an independent review of Goldco.

The bottom line on Goldco. What you need for rollover decisions.

Pros

  • Bottom line: Fast 7-10 days
  • Bottom line: Four metals
  • Bottom line: Buyback guaranteed
  • Bottom line: Proven track record

Cons

  • Bottom line: Phone required
  • Bottom line: Basic education

Bottom Line Summary

Goldco is efficient rollover specialist. 7-10 days. Four metals. Phone-based. $25,000 minimum.

ItemCost
Minimum$25,000
Setup~$50
Annual~$80
Storage$100-175/year

Our Verdict

Bottom line: Best for phone-comfortable rollover investors.

FAQ

Goldco requires a minimum of $25,000 to open a precious metals IRA. They accept rollovers from 401(k), 403(b), TSP, and traditional IRA accounts.

A typical Goldco rollover takes 7-10 business days. Their team handles most of the paperwork and coordinates directly with your existing custodian.

Yes, Goldco offers a buyback program that allows you to sell your precious metals back at competitive prices when you're ready to liquidate.

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